Brunswick Personal Injury And Workers' Compensation Blog

Electronic logging devices can assist insurance claims

Trucks that carry heavy loads provide significant hazards on the road in the state of Georgia. If a load is too heavy or unbalanced, this can lead to the truck losing control on the road. This, in turn, can lead to direct collisions between other cars on the road and the truck, causing serious injuries and tragically, death. There are many reasons why trucks are particularly hazardous, but many of these factors are completely preventable.

In recent years, technology has been developed to try to prevent these tragic occurrences, as well as to report the factors leading up to the incident. The technology was so successful, in fact, that in 2015 the Federal Motor Carrier Safety Administration (FMCSA) published a mandate for compliance with this technology.

Can my insurance company deny my claim?

You always try to go through life by the book. You take out insurance policies as a buffer between you and negative consequences. When something unfortunate occurs, therefore, you have every reason to expect that your insurance company will pay out your claim.

If that fails to occur, what happens next? First, you need to establish why your claim is being denied. An insurance company does have the right to deny their clients' claims in certain circumstances. For example:

  • You let coverage slip. Did you forget to send in your monthly, quarterly or yearly premium? This is a common reason for denials of claims.
  • Lack of coverage. Your insurance policy may have an exclusion that leaves them in the clear, e.g., a homeowner's policy that refuses to pay out a claim of battery by the homeowner due to its being an intentional tort.
  • You made a mistake on the application. Your insurance company might argue that you misrepresented some facts on your application.
  • Errors in your claim. You have certain requirements to meet when giving notice of a claim. Missing a reporting deadline could result in a denial.

Beware of closed head trauma injuries after a wreck

One of the most devastating injuries suffered by those in auto accidents is a closed-head injury. Approximately 200 instances of these injuries annually occur for every 100,000 individuals here in the United States.

That rate means that over 570,000 Americans will suffer closed-head injuries this year. Of that total, roughly 15 percent, or 85,500, will not survive leaving the emergency room. That's a sobering statistic.

What you need to know about workers' comp in Georgia

If you work in the construction industry in Brunswick, you probably know that you have a dangerous job. You may even know other people who have suffered serious on-the-job injuries that have left them unable to work either temporarily or permanently. With the constant risk of falling off a ladder, being hit by a falling object or collapsing trenches, it is important to know your rights as an employee.

One of the rights you might have as an employee is access to workers' compensation benefits if you suffer a job site injury. Here is a brief overview of what you can expect if you need to file a workers' compensation claim.

4 types of dangerous truck drivers

Truck accidents are among the most catastrophic types of crashes on the road. The massive size and weight of semi-trucks make them quite likely to cause severe damage when they strike people or property.

Because of this, it is crucial that these vehicles are operated by safe, qualified drivers. Unfortunately, this doesn't always happen. Below, we discuss four types of dangerous truck drivers who put motorists' lives in danger.

What should you do if you are in a car crash with your child?

Parents' natural desire is to keep their children safe. When you are in a car crash and your child is in the vehicle, you are going to worry about whether your child is harmed. This is understandable, but make sure to stay as calm as possible and not panic.

There are some important points that you should remember if you are ever in a crash with your child in the vehicle.

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