If you have been in a car accident in the state of Georgia, the most important thing is ensuring the safety of yourself and other people involved. Car accidents can cause very serious injuries. It is important that all people involved in the accident seek medical attention, even if they feel fine.
Injuries that occur in a car accident can alter your life. Not only can they cause pain, suffering and decrease a person's quality of life, but they can also be very costly from a financial perspective. An injured person may not be able to gain an income for a significant amount of time, and they will almost certainly be subject to expensive medical bills. This is why making an insurance claim after a car accident should be one of your top priorities.
What can I expect to gain from a car insurance claim in the state of Georgia?
If you are an adequately insured driver in the state of Georgia, this means that your coverage will be able to pay out at least $25,000 for property damage, $25,000 for injury or death of a person, and $50,000 for the injury or death of additional people involved in the accident.
Your insurance provider will work to establish a settlement. This is a way for all parties to avoid the courtroom and get a payout that will adequately cover the costs of the accident.
Can I trust that my insurance provider will reach a fair settlement?
Many car accident victims make the assumption that their insurance provider will always fight to get them the best possible payout. However, it is important to remember that insurance companies are businesses, and they want to minimize the amount that they pay to cover your costs. It is common for insurance companies underestimate the out-of-pocket costs that you suffered as a result of your car accident. This is why it is vital that you fight your corner and think about all the ways that you and your loved ones have been affected by the accident.
If you believe that you are not getting a fair deal from your insurance company, it is important that you take action to understand your legal rights.