Having a comprehensive insurance package can help you to handle many different unexpected situations. Auto insurance, home insurance and life insurance are three very common insurance choices. Taking out insurance can give you peace of mind because you will believe that you’ll be fully covered in the event of damages occurring. However, some people, unfortunately, experience difficulties in successfully gaining the insurance payout that they deserve.
If you have recently tried and failed to make an insurance claim, you should be aware of the most common insurance company bad faith tactics, since these may be to blame.
Delaying an insurance investigation
When you make an insurance claim, you have the right for your claim to be investigated within a reasonable time frame. After all, this is why you have been paying insurance premiums for all these years. Your insurer may be intentionally delaying the process in the hopes of avoiding paying you what you are owed.
Acting in a deceptive manner
Your insurance company must be honest and transparent with you regarding what your insurance package entitles you to. Any form of deception or avoidance of the whole truth should not be accepted. Making sure that you have read your insurance policy in full can help you to avoid this.
Threatening or intimidating the claimant
Your insurance provider should be working with you — not against you. Remember that you are the customer and that you should not tolerate any type of behavior that makes you feel worried or intimidated.
If you are struggling to gain the insurance payout that you believe you are entitled to, it is important that you take action to stand up for your rights.